We have collected information from both of the consumer reporting agencies (credit bureaus), as well as our own research to try to provide a full picture on credit files and credit scores, including those little known “insider” secrets.
Topics at a glance:
What information is kept on my credit file?
How long is information kept on my file?
How can my credit score affect my life?
What factors affect my credit score?
How to Raise your credit score?